Automotive Coverage: Finance & Insurance Products
Protections Beyond the Manufacturer Warranty
Buying or leasing a new vehicle is one of the biggest financial decisions an individual will make, and you've made a great decision by choosing Honda!
Even though your Honda has an outstanding reputation for safety and reliability, sometimes protecting and maintaining your vehicle requires more than the manufacturer warranty.
Learn About Your Automotive Coverage Options In the Video Below
Vehicle Service Contracts - Extended Warranties
A Vehicle service contract, sometimes referred to as an "extended warranty," is an extra protection you can purchase that covers mechanical or electronic repairs your vehicle may experience after the manufacturer warranty has expired.
- Can be added into your vehicle financing
- Can cover your vehicle for 6-8 years and up to 100,000 miles OR MORE at certain retailers
- Ensures fewer out-of-pocket expenses as your vehicle begins to show signs of age
- Is transferrable if you decide to sell your car privately
- Can be cancelled, prorated, & reimbursed as cash or downpayment, if selling or trading your car at a dealership
GAP stands for Guaranteed Auto Protection. GAP insurance exists to help you avoid paying out of pocket in the event that your vehicle is stolen or totaled.
- Comes standard on every leased Honda. Also available for new cars financed with an auto loan
- Works alongside your comprehensive and collision auto insurance
- Helps avoid paying for negative equity in the event your car is totaled or stolen
When would I use my GAP insurance?
Three months ago, you purchased a new Honda CR-V for $31,000. As you are coming home from dinner, another driver runs a red light and totals your new car. Your insurance company assesses the damage and decides your vehicle was worth $26,000 at the time of the crash. The insurance money, as well as the payments you've made on the vehicle, equal $28,000. But now you have no vehicle and you still owe $3,000 on your auto loan.
The purchase of GAP Insurance would mean that the extra $3,000 is covered, and that you will not have to pay out of pocket for the difference between your auto loan balance and the amount your insurance provider is willing to cover. Whether your car is stolen or totaled from a collision or natural disaster, GAP has you covered!
Read the Zurich GAP Insurance Brochure for More informationDownload
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Road Hazard Tire and Wheel
Tires are the only part of your vehicle that ever touch the road, but are not typically covered in a warranty! Protect your vehicle against hazards that can damage your tires and wheels.
- 1 to 5 years terms available
- No deductible, no maximum number of occurrence, no mileage limitations
- Repair and replacement of tires or wheels from road hazards such as nails, potholes, debris, etc.
- 24/7 Roadside Assistance with your purchase. Covers tows, refuels, flat tries, and more
When would I use my Road Hazard Tire and Wheel Coverage?
You purchase a new construction home and move in while the developers are still finishing construction on adjacent neighborhoods. While the subdivision is being completed, unfortunately, more and more construction debris finds its way onto the roads you drive to work everyday. Over the course of six months, you get two nails and a screw stuck in your tires
Fortunately, with Road Hazard Tire and Wheel protection, tire/rim repair and replacement is completely covered and you avoid the costly expense of three back-to-back tire replacements.
Read the Zurich Road Hazard Tire and Wheel Brochure for More InformationDownload
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Select Protection - Custom Auto Coverage
Want the flexibility to choose the protection that fits your driving needs and budget? Customize your coverage with Select Protection. Possible plans include:
- Key protection
- Paintless dent removal
- Alloy wheel cosmetic repair
- Tire and wheel protection
- Windshield repair
- 24/7 Roadside Assistance. Covers tows. refuels, flat tires, and more
How could a select protection package help me?
You have parked your car in the long-term lot at the airport while you fly out of town for a work conference. Upon returning from your trip, you notice someone has parked too closed and opened their car door right into yours, leaving a dent in your vehicle. Already frustrated, you dig for your keys, racking your brain to remember where you stored them during your travels. After emptying your purse and suitcase, you realize the keys must be lost.
Fortunately, you chose to bundle protections for your car at the time of your purchase. Instead of paying for the cost of dent removal, a replacement key, a locksmith, or a towtruck, you are able to use your 24/7 roadside assistance to tow your car home from the airport. There, you simply use your spare key to take your car to the dealership, where the dent repair and key replacement are completed at no cost to you.
Read the Select Protection Package Brochure for More InformationDownload
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Zurich Shield - Environmental Protection Plans
Protect your vehicle and keep it looking as good as the day you bought it. Zurich Shield protects your car's exterior and interior from harmful elements, stains, and wear and tear through a protective coating, backed by a warranty.
The exterior paint sealant bonds molecularly to the vehicle (not a wax that will wash off) to steal and protect paint surfaces from the following:
- Pollutants and other harmful elements that dull paint
- Tree sap, salt air corrosion, hard water etching, etc.
- Seals out water and oil-based stains
- Makes clean-up easy
- Prevents and delays fading
Interior fabric sealant extends the life of your fabric seats and carpet:
When would I use Zurich Shield?
You left your car parked at the port as you and your family embarked on a 10-day cruise. When you return from your vacation, you find that your vehicle is covered in droppings from sea gulls and water birds. You drive home and take your car through the wash, only to discover that the droppings have damaged the finish of your paint. As it turns out, many insects, bird droppings, ash, salt, and other common environmental factors can actually be corrosive to your car's exterior!
With Zurich Shield, an added layer of protection is applied to the vehicle's exterior, which would have served as a barrier to protect the exterior from the corroding due to the acidity of bird droppings baking onto the paint in the summer heat. In the event that the Zurich Shield coating did not fully protect the vehicle, the included warranty would have paid to restore the paint job.
Read the Zurich Shield Brochure for More InformationDownload
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Keeping up with regular maintenance can help ensure your vehicle is running in top condition and avoid major repairs. Select from a variety of Maintenance Plans to cover the cost of routine maintenance. Plans may include:
- Oil changes
- Chassis lubrication
- Tire rotation
- Overall inspection of fluids, brakes, lights, battery and more.
- 24/7 Roadside Assistance Included. Covers, tows, refuels, flat tires, and more
When would I use a Maintenance Plan?
While everyone is capable of exercising at home, you may choose to pay for a gym membership because prepaying keeps you accountable and motivates you to exercise. A maintenance plan is very similar. Paying up front for service visits provides peace of mind and eliminates some of the perceived hassle of a visit to the dealership (since you don't have to pay as you go or have to worry about the price of inflation). It also helps serve as motivation to keep up with the routine maintenance visits that keeps your vehicle in good health.
Read the Maintenance Plan Brochure for More InformationDownload